Real estate investors understand what others miss – properties with untapped value concealed by outdated features and neglect. Successful flippers spot these opportunities and act fast, securing properties before competition drives up prices. Whether you’ve completed dozens of projects or are planning your first renovation, your success depends on having capital ready when you find the right property.
LendSure Home Loans offers a Fix and Flip Loan Program specifically for these situations.
Designed for investors who need reliable financing without delays, this program provides the capital to acquire, renovate, and sell properties through a single streamlined loan. With clear terms, interest-only payments during renovation, and financing up to $1 million, the program helps investors move quickly while protecting their margins.
What Are Fix and Flip Loans?
Fix and Flip loans are short-term financing solutions created specifically for real estate investors looking to purchase and renovate properties before selling for a profit. Unlike conventional home loans, fix and flip loans prioritize speed and flexibility—not long-term occupancy.
At LendSure, this means:
- Funding up to 90% of the purchase price
- Up to 100% of renovation costs
- And a total loan amount of up to 90% of the combined project cost, with a maximum ARV (after-repair value) LTV of 70%
It’s an efficient way to finance both acquisition and construction in one place, so you can get in, renovate, and get back on the market – fast.
Why Real Estate Investors Use Fix and Flip Financing
If you’ve worked with traditional lenders, you know the story: full documentation, long approval timelines, and limited renovation flexibility. For most investors, that process doesn’t match the speed of the deal.
Fix and Flip loans, on the other hand, are built for action.
Here’s how:
- Fast Closings – Get the capital you need to compete with cash buyers.
- Interest-Only Payments – Keep monthly expenses low while the renovation is underway.
- Streamlined Structure – Bundle purchase and renovation into one loan, managed from day one.
- Flexible Property Types – Finance single-family homes and multi-unit properties (up to 4 units).
Whether you’re updating a single-family in a hot zip code or repositioning a dated duplex, LendSure’s program gives you the runway to execute confidently.
LendSure’s Fix and Flip Loan Program: What You Need to Know
Here’s what sets this program apart:
- Loan Amounts: Up to $1,000,000
- Minimum FICO: 660
- Purchase Loan Amount: Up to 90% of purchase cost
- Construction Loan Amount: Up to 100% of renovation costs
- Total Loan Limit: Up to 90% of total cost, max 70% ARV
- Term: 12 months with interest-only payments
With one set of paperwork, one approval process, and support from a LendSure Account Executives (AEs), you can move confidently through each phase—from acquisition to resale.
How Fix and Flip Financing Works in Practice
Let’s break it down with a realistic example.
Scenario:
You find a three-bedroom single-family home listed for $300,000 in a rising neighborhood. With $70,000 in planned renovations, you anticipate an after-repair value (ARV) of $500,000.
With LendSure’s Fix and Flip Loan:
- Up to $255,000 available for the purchase (85% of $300K)
- Up to $70,000 available for construction (100% of costs)
- Total loan = $325,000, which is within 70% of the $500,000 ARV
- You make interest-only payments during the 12-month term
- When the home sells, you repay the loan and capture the upside
This setup allows you to maximize leverage while keeping monthly costs low, giving you the flexibility to manage your renovation timeline and budget.
Why This Strategy Remains Effective
Despite shifting headlines, there is still strong demand for quality, updated housing—especially in competitive markets where move-in ready homes sell fast.
Savvy investors are using fix and flip strategies to:
- Add value through smart renovations
- Refresh underutilized inventory
- Build wealth through shorter hold times
- Scale their operations with repeatable systems
And with LendSure’s transparent loan structure, you can feel confident in your numbers from the start.
Who Fix and Flip Loans Are Right For
This program is ideal for:
- First-time investors looking to start small and scale smart
- Experienced investors who need fast access to capital
- Real estate agents investing in their own deals
- Property professionals managing multiple short-term projects
If you’ve ever passed on a deal because of financing delays—or had to front your own capital for renovations—this program was designed to give you speed and structure without red tape.
Work With a Lender Who Understands Property Investors
At LendSure, you’re working with a team that understands investment timelines, construction realities, and market speed. You’ll get:
- Responsive support from experienced lending professionals
- Pre-qualification in as little as 24-48 hours
- Reliable draw process for renovation funds
- Transparent guidance from purchase through resale
We help you run the numbers, structure the deal, and stay focused on the opportunity—not the paperwork.
Ready to Make Your Next Flip Happen?
Whether you’ve already identified a property or you’re gearing up for your next opportunity, LendSure’s Fix and Flip Loan Program offers a smarter, faster way to fund the deal.
Learn More About the Program
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Why Choose LendSure Home Loans?
It’s simple. We make loans that make sense. We’re not in-the-box lenders. Of course, there are numbers, ratios, and data to consider, but we know that behind every file, there’s an individual with unique circumstances seeking a loan.
We’re redefining the mortgage experience one loan at a time. Thanks to our common-sense approach and dedicated lending team, we say ‘yes’ more often to today’s investors and homeowners.
Contact us today to learn more about our Fix and Flip loans.
